facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

Life-Integrated Charitable Planning

Fischer Wealth Management's Charitable Planning Philosophy

If your desires include an efficient transfer of your estate or a special gift to a favorite charity, an estate or gift plan may be needed. At Fischer Wealth, we have an extensive history of helping clients create strategic estate and charitable plans. There are really only three options that people have to give their estate to when they die: family, charities, or the government. Without planning, many estates default to the government through taxation. Charitable planning focuses on passing as much wealth on to families and the charitable legacies our customers wish to support.

At Fischer Wealth Management, we believe that what we have been given was given to us from God. While there is no prerequisite that our clients feel the same way, we see in scripture that the context of our hearts will determine the quality of our planning and the outcome of our lives. Therefore, whatever planning we do with you, it will start with the desires of your heart. We are passionate about helping you plan the dreams of your heart! 

Proverbs 4:23 "Above all else, guard your heart, for everything you do flows from it."

Luke 6:45 "A good man brings good things out of the good that is stored up in his heart."

1 Timothy 1:5 "The goal of this command is love, which comes from a pure heart, a good conscience and sincere faith."

Maximize the Effectiveness of Your Charitable Gifts

Discover Your Mission

When your giving has a clear purpose, it becomes more gratifying, focused, and effective. It's important to consider your values, life experiences, and interests to create a personal charitable mission to guide your giving. In this stage it is also important to find out which charitable organization would use your assets in the ways that you best see fit.

Organize an Action Plan

Once you have discovered your mission it's time to look at how you can make an impact for the charitable causes that are close to your heart. There are a few things to consider when organizing this plan such as educating yourself on the cause, mapping out how you want to help whether through your time, talents, or networks, and, finally, establishing which financial resources to leverage to achieve the highest impact.

Charitable Legacy Planning

Giving does not have to occur only when you are alive. Many people have the goal to extend their tradition of giving beyond their lifetime. Retirement assets might be good candidates for charitable bequests after death because they can be among the highest-taxed assets in any estate.

Tax Advantages

The government has established a variety of tax incentives that encourage charitable giving. These incentives give way to the opportunity for charitable donations made to qualifying charities to reduce income tax, capital gains tax, or estate tax. 

Check the background of this firm/advisor on FINRA’s BrokerCheck.